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At Emerald Home Improvements we offer a range of flexible payment options to suit every customer. We accept all major debit/credit cards and cheques, but if you prefer to spread the cost using finance then our options include:

Option 1

Flexible Monthly Finance

11.9% APR Representative

Why not spread the cost of your home improvements up to 160 months with our flexible monthly finance option?

Loan terms of 72, 120 and 160* months available.

*Minimum loan agreement £7500.

You can make additional repayments without penalty, which allows you to control the term of the loan and reduce the amount of interest you would pay.

£0 deposit required.

Option 2

Buy Now & Pay Later

13.9% APR Representative

With Emerald Home Improvements you can buy today with absolutely nothing to pay for 9 months!

If you choose to you repay the loan agreement in full within the 9-month deferral period, then there’s no interest to pay (£29 exit fee applies).

If the loan is not settled in full within the deferral period, then interest will have accrued from the start of the agreement on any amount still outstanding at the end of the deferral period.

£0 deposit required.

Credit is subject to application, financial circumstances and borrowing history.

If you repay part of the loan on or before the date of the first repayment, the lender not charge you interest on the part of the loan you repay. When they receive your payment, they will reduce your loan balance by the sum of your repayment plus the interest rebate.

If you make a full or partial settlement payment to the lender after the date of the first repayment you will not be entitled to a refund of any interest incurred prior to the date the lender receives the payment. You may be entitled to an interest rebate, which the lender will calculate in accordance with the Consumer Credit (Early Settlement) Regulations 2004.

Other finance options available – please contact us for more information.

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